Compare Earnings of Jewellers Gold Saving Scheme vs Bank Fixed Deposit

Nowadays, almost all of the corporate Jewellers offers and recommends/requests you to join their Savings Schemes.  They major sell the scheme on the point of “Wastage Waiver” on your next Jewellery purchase in that scheme.  Here are some of the details that I gathered about these schemes and a quick math of comparison with that […]

AxisBank NEFT Online Power Transfer Terms and Conditions

Terms and Conditions for Power Transfer – NEFT Online Axis bank Limited (AXISB) does not give any guarantee or make a warranty and makes no representation about any superior quality attached to the AXISB Power Transfer Facility. This is a facility provided by AXISB for transfer of funds in good faith on the presumption that […]

Calculating your Old Gold Jewellery Value

Its quite possible that you have old gold Jewellery that you would either like to sell back to the Jeweller or have it Exchanged for a newer Jewellery.  Below are the norms used in valuation of any old gold Jewellery by the jewellers.   BIS Hallmark’ed OLD Gold Jewellery: In case of the BIS Hallmark […]

Considerations for purchasing Gold Jewellery

Buying, Selling or Exchanging Gold Jewellery implies certain significant charges apart from the actual gold price. Here are some of the basic details about considerations to be made during a Gold Jewellery purchase.  I’ve also included a table of comparison of all these factors across three Jewellers that I visited on 20-09-2015. Gold Purity: Pure […]

Pay your income tax yourself (Self Assement Tax) online

Requirement: When you are a salaried employee, your employer usually deducts the tax as TDS from your salary.  However, I you have additional earnings then you require to show up them while filing the IT returns and pay the liable tax by yourself.  The very common additional income includes interest you earned on your Fixed […]

Terms and Conditions of Closing Fixed Deposit account online

Here are the AxisBank Terms and Conditions of Closing Fixed Deposit account online Terms and Conditions: Premature Encashment: : For Rupee Term Deposits of a contracted amount less than Rs 5 Crores opened/renewed on or after May 1, 2014 (including Flexi deposits), interest rate shall be 1.00% below the card rate, prevailing as on the […]

State Bank Of India: Swift Enabled Branches in India

To get an authoritative list of “Swift Enabled Branches in India” refer to their page here. From the page below are the list of the State Bank Of India Swift Enabled Branches in Hyderabad city. < p>HYDERABADMAIN BRANCHSBININBB122 HYDERABADOVERSEAS BRANCHSBININBB134 HYDERABADINDUSTRIAL FINANCE BRANCHSBININBB144 HYDERABADCOMMERCIAL BRANCHSBININBB213 HYDERABADHITECH CITY BRANCHSBININBB214 HYDERABADSIB BRANCH, SAIFABASBININBB222 HYDERABADBALANAGAR BRANCHSBININBB304 HYDERABADCHANDRAYANAGUTTA BRANCHSBININBB306 […]